Associate's Degree in Psychology, laying a strong foundation for grasping insights into human cognition and psychological processes.
Bachelor of Science in Business with a concentration in Finance, equipping her with the knowledge and skills to navigate complex financial landscapes.
Master's Degree in Public Administration, reflecting her dedication to serving the public and driving positive societal change.
Certified Financial Planner, demonstrating her commitment to upholding the highest standards of professionalism and competency in financial planning.
Member of the National Society of Leadership and Success (NSLS) Alpha Sigma Pi, showcasing her leadership abilities and dedication to personal and professional growth.
Over 14 years of experience working with data, demonstrating her proficiency in data analysis and strategic decision-making.
Extensive teaching experience spanning five years, covering areas such as finance, business, and English as a second language, highlighting her passion for education and empowerment.
Devoted three years to serving the community by developing quality educational programs aimed at empowering low-income communities and children battling poverty, showcasing her commitment to social responsibility and community development.
Victoria Mendez's comprehensive expertise, unwavering dedication to education, and commitment to serving the community form the cornerstone of Financial Resources Center Inc's mission to empower individuals and communities through financial literacy and education.
Maraiza Arroyo, a board member of Financial Resources Center Inc, brings a wealth of academic excellence, professional experience, and diverse skill sets to the organization:
- Bachelor of Business Administration with a concentration in Human Resources, earned Summa Cum Laude, showcasing exceptional academic achievement with a perfect 4.0 GPA.
- Recognized as the top graduate in the HR program, demonstrating leadership and expertise in the field.
- Ten years of hands-on experience in Customer Service, ensuring a deep understanding of client needs and satisfaction.
- Honored with an accolade from the Phi Sigma Iota Honor Society for consecutive wins in high school essay competitions, reflecting linguistic prowess and intellectual acumen.
- Holds an Honors Diploma from high school, maintaining a perfect 4.0 GPA and earning academic letterings.
- Achieved victory in the National Spanish Competition in the Bilingual Category, highlighting multicultural proficiency and communication skills.
- Serves as the Owner and CEO of Moments by Elis Corporation, showcasing entrepreneurial vision and business acumen.
Additionally, Maraiza Arroyo brings extensive work experience in various industries, including roles as an Administrative Assistant in Real Estate, Car Dealerships, Hardware Store, and Manufacturing Factories. Her diverse professional background enhances her ability to understand and navigate different business environments effectively.
Furthermore, Maraiza Arroyo has demonstrated her commitment to education through teaching and tutoring experiences in English and Spanish, spanning from elementary to adult learners. This experience underscores her dedication to fostering learning and communication skills across diverse age groups.
Maraiza Arroyo's multifaceted background, combined with her dedication to excellence and commitment to education, make her an invaluable member of the board, contributing significantly to the strategic direction and success of Financial Resources Center Inc.
Meet Our Board Member: Joshua Carmona
We are pleased to introduce Joshua Carmona, a distinguished member of the board at My Financial Resources Center, Inc. With a rich background in enterprise management and a strong commitment to community empowerment, Mr. Carmona plays a pivotal role in guiding our organization towards its mission.
About Joshua Carmona:
CEO of Score, Inc, with a background in enterprise software companies.
A visionary leader with a history of entrepreneurial success.
Expertise in management, strategic planning, marketing, sales, negotiation, business analysis, and credit management.
Over three decades of experience in technology, automotive executive operations management, enterprise sales, customer service, business coaching, and credit repair.
Instrumental in developing world-class dispute processes, credit repair methodologies, and business coaching programs.
Leadership roles include serving as the Chief Operations Officer of Xtraction Services in the hemp industry.
Graduated from Recinto Universitario de Mayaguez.
US Army Infantry Officer with experience in leadership and strategic planning.
Holds FCRA (Fair Credit Reporting Act) and CROA (Credit Repair Organizations Act) certifications.
Speaker, author, entrepreneur, and marketer.
Summary:
Joshua Carmona's dedication to empowering entrepreneurs and expertise in enterprise management make him an invaluable member of our board.
We are proud to introduce Enio Montes as the esteemed Chairperson of MYFinancial. With a deep commitment to our mission and values, Mr. Montes brings a wealth of experience, passion, and dedication to our team.
Enio Montes has an extensive background in the financial sector, with over 20 years in compliance serving as both a state regulator and Compliance Officer in various financial and banking institutions. Currently, he is a Compliance Officer at an international financial institution, where he plays a crucial role in developing and implementing compliance programs, guidelines, and policies. He has a bachelor's degree in Finance and a MBA in Global Management.
As Chairperson, Enio Montes is dedicated to advancing our mission as his extensive experience in compliance and financial regulation ensures that our organization operates transparently and adheres to the highest ethical standards.
We are grateful for Enio Montes’s leadership and are excited to continue working under his guidance to make a meaningful difference.